Key Charts - Size and Structure

Spain Looks to Fix its Real Estate Lending
  • Spanish banks are offering more fixed-rate mortgages, which represents a break from tradition in a country where virtually all outstanding mortgages have had variable rates.
  • Fixed rates are a boon for risk-averse homebuyers afraid of their monthly payment ballooning unexpectedly, as occurred for many Spaniards between 2005 and 2008.
  • Now that they can hedge the interest rate risk cheaply with ECBís quantitative easing lowering rate expectations, these new products also make sense for banks looking to compete in an intensifying lending environment.

    Read corresponding blog entry.

Sources: Bloomberg, Milken Institute.

Spain Looks to Fix its Real Estate Lending

China Sneezes and the World Catches Cold
Deposits, Confidence Seep Out of Greek Banks
Asia Offshore Borrowing
Community Banks: Defying the Trend
U.S. Banks Squeezed by Interest Rate Disparity
Latin Americaís Position in Global Leverage
Breaking Tradition: Euro Area Moves Toward Bonds
A Snapshot of Chinese Debt
South Koreaís Balancing Act
Global Banking | Key Charts | Spain%20Looks%20to%20Fix%20its%20Real%20Estate%20Lending