Efficiency of Financial Institutions
This map shows the efficiency of financial institutions as defined by the lending rate charged by banks minus the deposit rates paid by banks. Lending rate is the average interest charged by banks on loans to the private sector, and deposit rate is the average interest paid by commercial or similar banks for demand, time or savings deposits. The data are compiled from Financial Soundness Indicators and the IMF.
Data source: Financial Soundness Indicators, updated November 2011
Source: Global Financial Development Database; Martin Čihák, Asli Demirgüç-Kunt, Erik Feyen and Ross Levine: "Financial development in 205 economies, 1960 to 2010", NBER Working Paper No. 18946, April 2013