Crises

Banking Failures Have Tapered Off Since The Housing Market Bubble
  • The FDIC has dealt with three major cycles of bank failures – after the Great Depression from 1933-1943, the savings and loan and commercial bank troubles in the 1980s and early 1990s and the housing market bubble and collapse from 2007 to 2009.
  • The second period was the most severe in the number of failures as well as the failure rate, but the third period was the most severe in terms of sheer assets of failed institutions. However, only 32 banks have failed since the beginning of 2013.

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Banking Failures Have Tapered Off Since The Housing Market Bubble